Although Tela is still a sleepy seaside town, you will have no trouble finding ATM machines in Tela. There are quite a few different banks in Tela, and most of them have their own ATM machines.
Telamar Resort, the largest beachfront resort in Honduras has its own ATM machines within its premises. This makes it easy to get cash if needed and you are within the resort. I must say that because this is an all inclusive property, gaining access to it can be a bit complicated. Unless of course you are a registered guest. I recommend that you use the following alternatives as a more practical solution to getting cash.
Most of the banks in Tela are on the “Calle del Comercio”. This street is on the south side (opposite to the beach) of Central Park. On this street you will find Banco Atlantida, Banco Ficohsa, Banco de America Central (BAC) and Davivienda. All are within one block from each other. On the same street, but two blocks west of the bank cluster, you will find Banco del Pais. It is under the Anexo Hotel Cesar Mariscos.
Each one of the above mentioned banks has an ATM machine that will provide cash for you. Sometimes, you may find that one ATM machine may not accept your card. This is normal, as each local bank has a particular relationship with international banking entities. So if you find that an ATM machine is not cooperating with you, try the next one! Fortunately, there are several ATM machines within the same block, and it is easy to check them all out.
ATM machines in Honduras only provide cash in local currency. This means that regardless to the currency that your card relates to, you will always get cash in lempiras. The lempira is our local currency in Honduras. Please note that there is a maximum withdrawal limit of 5,000 (five thousand lempiras) per transaction. The same ATM machine will allow you to do up to two transactions. After which you will need to wait 24 hours to do another one. You will find that most businesses in Honduras accept credit and debit cards. Visa and Mastercard are the most widely accepted.
One last word of advice when dealing with ATM machines in Tela and in the rest of Honduras. Most businesses pay their employees with a bank transfer to their accounts. As a general rule, paydays are either every Saturday, or bi weekly, on the 15th and the last day of the month. On these dates, you may find long queues at the ATM machines. Furthermore, you may find that the ATM machine has run out of money! If at all possible, avoid going to the ATM machines in Tela on these days, especially in the afternoon. This will insure your visit to the ATM machine is more efficient and without hassle!